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    Features

    Enrollment Planning and Communication
    So much to learn … so little time

    Quest for Work-life Balance
    Work-life balance has six components

    Financial Health
    A missing wellness piece

    Depression in the Workplace
    The role of the worksite wellness program



    September 2014 Employee Benefits and Wellness Excellence Articles

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      8
    Dated: 06-19-2015

    Employee Benefits and Wellness Excellence Essentials: September 2014

    In This Issue: Enrollment Planning and Communication: So much to learn … so little time ; Quest for Work-life Balance: Work-life balance has six components ; Financial Health: A missing wellness piece ; Depression in the Workplace: The role of the worksite wellness program.

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      8
    Dated: 10-24-2014

    Depression Dilemma: Restore light to the dark places of the mind

    Studies reveal that 1 in 10 adults experience mental depression. Mental illness, stress and anxiety cost the industry billions of dollars each year in lost productivity and absenteeism. According to the National Institute of Mental Health, depression is the leading cause for absenteeism in the United States.

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      8
    Dated: 11-07-2014

    Enrollment Planning and Communication: So much to learn … so little time

    With summer coming to an end, HR managers should be getting ready to implement policies for the upcoming enrollment season. Needless to say, there’s a lot of work to do. Organizations should be proactive, re-examine what worked well and what didn’t, and plan meticulously for the fall. Even companies whose open enrollment communications and employee participation went well last year likely experienced a few bumps in the road that can be smoothed out with proper planning.

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      8
    Dated: 10-31-2014

    Quest for Work-life Balance: Work-life balance has six components

    In the 1st edition of my Breathing Space which appeared in 1990, I discussed five major trends - what I called mega-realities - that influenced every aspect of our being, and from which no one was immune. Briefly, these five mega-realities include:

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      8
    Dated: 10-24-2014

    Financial Health: A missing wellness piece

    Almost everyone knows what wellness programs are designed to do for the body — help you get and stay more physically fit and be more proactive for your personal health. But, what about your company and your employees’ financial well-being? Do your employees suffer from the financial flu?

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      8
    Dated: 11-07-2014

    Depression in the Workplace: The role of the worksite wellness program

    The lead article in the August 2014 issue of Benefits and Wellness Excellence Essentials focused on the subject of workplace depression. This article will take the subject of workplace depression further by specifically addressing the relationship between depression and worksite wellness programs.

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      8
    Dated: 10-31-2014

    Retirement Plan Sponsors: Can your 401(k) benefit from a Roth feature?

    Retirement plan sponsors have a dizzying array of options available for them as they attempt to create a meaningful benefits package for their participants. One optional feature that may be well worth considering is Roth 401(k).

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      8
    Dated: 11-07-2014

    Threat Assessment: Building resilience to catastrophe

    Each week Americans learn of disastrous events caused by nature and human tragedy. The constant, graphic media coverage of tragedy and crisis, often called “disaster porn,” keeps disaster at the forefront of American workers’ minds and creates an atmosphere of anxiety, distraction and uncertainty in the workplace. While many of the events are not new to life experiences; tornadoes, floods, fire and shootings, each event takes a toll on the workforce, both emotionally and financially, as employees and family members react to unimaginable realities.

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      8
    Dated: 11-07-2014

    Annual Allowance and Lifetime Allowance (UK): Highlights of the AA and LTA changes

    The AA was reduced from £255,000 to £50,000 with effect from 6 April 2011 and has further reduced to £40,000 from 6 April 2014. There is a carry-forward rule enabling unused annual allowances from the previous three tax years to be used, based on an allowance of £50,000 for years up to 2013/14 and £40,000 from 2014/15.Any excess pension savings above the new allowance will be taxed as income at the individual’s marginal rate of income tax. The amount of tax will be based on how much of the excess savings fall into each tax band.Individuals who are members of more than one scheme, or if they are paying Additional Voluntary Contributions (AVCs), will need to be more careful as the limits include contributions to all pension arrangements. If the aggregate savings in their various pension arrangements exceed the £40,000 AA, they should request the necessary details from their pension schemes.

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      8
    Dated: 11-07-2014

    Workplace Wellness: Gaming can engage at work

    By the year 2015, Gartner predicts that nearly 70% of Global 2000 companies will be deploying some type of gaming or online system (app) to engage employees in one of many organizational initiatives. From performance management, training and health care, companies are starting to see the light that gamification can support engagement and productivity.

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