As we are in a phase where companies and organizations are trying to lower and cut costs, finding services that assist in the process of linking retirees to healthcare benefits is not an easy task. The issue lies not in that organizations do not want to help their employees, but that they cannot necessarily budget it.
A new service has surfaced called the Allsup Medicare Advisor service. This service provides an excellent way for experts to educate retirees and employees about their options in terms of healthcare benefits, and it aids them in discovering which plans are best suited and structured for their needs. This service manages to provide all the necessary education and direction while maintaining low administrative costs to the organizations adopting their services.
The media release on the Allsup Medicare Advisor service states that “Human resources and benefit plan administrators now have a convenient, comprehensive solution for coordinating Medicare coverage for retirees, workers 65-plus and inactive employees with disabilities covered under company group health plans. Allsup Medicare AdvisorSM Offers Companies Cost-Effective Way to Guide Employees from Group Health Plans to Medicare.”
On July 22, 2009, Allsup publicized its expansion to its Medicare services for workers with the new Allsup Medicare Advisor service. Allsup proudly proclaims that it is the nation’s “premier provider of Social Disability and Medicare-related services to employers, insurers and individuals.”
Eric Gudmestad, the Senior Vice President of Commercial Sales and Marketing, disclosed that the Allsup Medicare Advisor service provides solutions to employers who want to ensure healthcare coverage to their current and former employees, while on a tight budget. He continued to reveal that the service will not only accomplish this, but will afford peace of mind to the employees and retirees as they will be selecting healthcare coverage that best meets their needs.
It is important to note here that the Allsup Medicare Advisor service is not a Medicare plan provider. The service is intended to “guide individuals in choosing the Medicare plan (from supplemental to Part D to Medicare Advantage plans) that best fits their personal circumstances.” In addition, the service also offers the involved employees thorough, unprejudiced direction and an unbiased breakdown of all their choices.
What the interested employees and retirees receive is up-to-the-minute, individual assistance from experts, with an inclusive and user-friendly plan, with convenient Internet facets.
Gudmestad goes on to state that by companies and organizations choosing the Allsup Medicare Advisor service, they will be augmenting the employees’ “confidence in their employer, and this in turn reinforces the company as an employer of choice.”
According to the release, Allsup strives to work with each company to comprehend the specific needs of the organization and its employees in the change-over to Medicare.
In general, health plans available to retirees and disabled former employees typically differ from those offered to active employees. Gudmestad stated that “the typical employer-sponsored plan for retirees and disabled workers offers fewer provisions. This means the coverage options through Medicare, including Medicare Advantage plans, can be especially important to consider.”
With the Allsup Medicare Advisor service, employees have the ability to effortlessly evaluate, compare and select from a variety of healthcare coverage combinations.
The options available include:
- Traditional Medicare
- Traditional Medicare with Medigap and/or prescription drug coverage (Part D)
- Medicare Advantage plans.
The release states that the service also may integrate information from employer healthcare plans in order to provide employees with a “reference point for making comparisons with available Medicare options.”
Once the options are identified, Allsup helps employees be familiar with the available options. Typically, Medicare is not expensive; however, the coverage you receive can be restricted. As a result of gaps in healthcare coverage, getting supplemental and prescription drug coverage is a concern.
Medicare Advantage plans commonly cover everything offered by traditional Medicare and often offer extra coverage. This extra coverage includes dental care, vision screening and prescription drug, all in one plan, which is habitually at a lower cost than traditional, Medigap and Part D plans combined. These plans can are ideal for seniors seeking to increase their coverage.
Furthermore, there may be individuals who are qualified for Medicare because of their age but are also eligible for health coverage under their employers’ plans. Despite their wide choice of options, it can be extremely confusing to juggle many options and can sometimes end in the employees paying more than they get covered for. As Gudmestad says, “people may have several good options, but the complexity and confusion also creates a lot of risk that they’ll end up paying more than necessary for healthcare coverage that meets their needs.”
The Allsup Medicare Advisor service provides exceptional customer service, with a customer service satisfaction rating exceeding 98 percent. The experts work with each individual employee to gather specifics on their needs and preferences, which include prescription drugs, preferred physicians and scheduled procedures.
The experts then study all the possible options available to the individual to provide comprehensive, customized reports. These reports can encompass a comparison of the employer’s healthcare plan, traditional Medicare, and three local plans most likely to meet the individual’s needs. A representative then reviews the employees report and assists the employee in enrolling in the chosen plan.
Connecting to Allsup
For more information and to learn more about the Allsup Medicare Advisor service, please refer to the information below.
Websites:
http://ama.allsupinc.com
www.AllsupInc.com
Tel: (888) 271-1173.
