Editor’s Note

You make a lot of money, but what if you don’t know how to channelize your savings, to build wealth? An unclear plan for using your wealth in your lifetime could lead to you taking on more risks than necessary or dialing up the spending of your current wealth. A well-thought-out and flexible plan is what you need!
 

 
Many wealthy individuals are worried about having a set income for life, so they purchase the lifetime cash flow of annuities to ease those concerns. However, annuities generally aren’t tax efficient and the underlying investment itself is not liquid. Furthermore, that investment is expensive to unwind in an emergency, says Frazer Rice, a leading private wealth manager. Do you really want to be locked into that income stream when your life circumstances could change? Read Rice’s article, Why Your Financial Goals Must Drive Your Planning, to know why goals should drive your actions.
 
With research showing that 40-60% of American adults admit to some form of shyness – including social anxiety, worries of judgment and ridicule from others, low self-confidence, and acute self-consciousness – it is a common place phenomenon. However, shyness is not necessarily a problem, and those who may have let it hold them back in the workplace can begin to alter habits and change misconceptions with some simple, yet dynamic steps. Read Norma Forastiere’s article, Can You Be Shy And Successful? for more insights.
 
Do you think driving faster, eating faster, walking faster, working faster etc. or doing anything faster gives you one more minute of life?  Do you think it really adds value to the quality of your life?  
 
Rushing usually (not always) in the end is a waste of time as you now have to fix something, change something, apologize for something or do something all over again, says Tim Connor in his article, Can You Slow Down? Slowing down and moving with purpose, passion, preparation, patience and persistence is what is needed, he adds.
 
Have you ever been so frustrated by someone's bad habits that the very thought of communicating with them scares you? Do you go into hiding when you see a rude coworker coming your way? Read Stacey Hanke’s article, Five Scary Actions That Haunt Your Reputation, to uncover the hidden mistakes you make that frighten off your ability to influence others.
 
Apart from these articles, we also have some interesting articles on personal excellence and growth in this issue of the magazine. We hope you enjoy reading all the articles and look forward to receiving your valuable feedback.
 
Happy Reading!