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A 2013 report from the Chicago-based Spectrem Group estimates there are 9 million households in the United States with a net worth of at least $1 million. A contrasting report issued late last year from the American Payroll Association showed 68 percent of Americans live paycheck to paycheck. More than two-thirds of the 30,600 people surveyed said it would be difficult if their paychecks were delayed for a week.