Editor’s Note

Did you know, according to the American Retirement Association, one in five people who are near retirement age have no money saved? Despite all the talks of a retirement crisis and fears of people running through their savings too quickly, still, millions of Americans do not have access to retirement savings plans at work. Many of today’s workers will lack the resources to retire at traditional ages and maintain their standard of living in retirement.

 

This month’s cover article, The Retirement Crisis by Martha Brown Menard, shares top insights on the importance of financial wellness on retirement planning. She emphasizes on how a more holistic view on benefits package and addressing financial wellness at work can help you retire in dignity with a secure pension without cracking your nest egg.
 
While you plan for your secured retirement, what if you become disabled before you retire? According to the Council for Disability Awareness, just over one in four of today’s 20-year-olds will become disabled before they retire. A disabling illness or injury may stop your income, impose additional costs, and disrupt your retirement plans. Read John Hull’s article, When Danger Strikes: Disability Insurance To The Rescue, for fundamental points on the importance of disability insurance as a part of your financial plan.
 
The office environment you create for your employees has a direct effect on their health and wellness. As the stewards of employee well being, what environmental improvements should HR teams consider to improve worker comfort, health and productivity? Brandon Tinianov’s article, Want Happier, Healthier And Higher-Performing Employees? Improve Your Office Environment, will answer all and more. Let the sun shine in!
 
Are you looking for ways to increase employee wellness without a price tag? Investing in employee health actually makes a big difference on several fronts. Laura Grassia, in her article, Healthy Ways To Promote Employee Wellness, chalks out six ways to make wellness an integral aspect of your organization without breaking the bank.
 
This is not all! We have a variety of other informative articles on employee benefits and wellness in this issue of the magazine. We hope you enjoy reading all the articles and get back to us with your valuable feedback.
 
Happy Reading!