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8
Dated: 02-23-2017
Life is full of surprises. While some bring joy, other surprises - like an unexpected hospital visit - can wreak havoc on an employee’s finances and lifestyle. The Centers for Disease Control and Prevention found that there are more than 136 million visits to emergency rooms in the U.S. each year, and roughly 12 percent of those visits result in hospital admission.1While many people have major medical insurance, rarely do they prepare for the additional financial impact of out-of-pocket costs even a quick trip to the emergency room can incur.
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8
Dated: 02-23-2017
Health savings accounts (HSAs) have been around since 2003; however, many people are unfamiliar with HSAs. Similar to a personal savings account, an HSA allows an individual to use untaxed savings to pay their own individual health insurance costs—and to receive employer contributions up to a certain amount.
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8
Dated: 02-23-2017
To effectively engage employees in their healthcare benefits decisions, employers must first understand the current state of workplace benefits communication. As recent research shows, the communication channels employees prefer most don’t always match HR and benefits managers’ assumptions. Despite the proliferation of smartphones, video conferencing tools and collaboration apps in the workplace, technology should be treated as a complement, not a replacement, for human interactions when discussing health and well-being programs.
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