Dental benefits are the most requested health care item for employees, after medical care has been determined. As a broker, you should have an arsenal of dental plan options in your bag of tricks. As an employer, you should be aware of the various options in the market. According to HealthPlex, here is an overview of what’s available:
Now that 2014 has arrived, we have been ushered into a brand new era of benefits and regulations in the United States. The Affordable Care Act has brought about a profound change introducing alternative solutions that are becoming available to individuals and business organizations alike. It is no secret that the Affordable Care Act was originally designed as a step towards helping Americans obtain health coverage, but the question ultimately remains when will it evolve and morph (hopefully) into a better, easier and more manageable health benefits law over time?
Health care reform; increasingly diverse workforce needs and the ongoing shift of benefit costs to employees had a huge impact in 2013. With those trends looking to accelerate in 2014, it’s time for everyone to reframe their approach and rethink responsibilities. Employees need to get smarter about benefits as corporate benefit strategies necessarily must move toward cost containment. Employers need to help them do that, even as they are rethinking their company’s purpose and options in providing medical and other benefits. And the broker’s role is shifting accordingly.