The Healthy Work Environment
How well are you addressing HWE?
Workplace Burnout
How to spot, fix, and prevent it
Telemedicine
A cure for the “Cadillac Tax” and employee health
Voluntary Insurance
A solution for employees at any stage in life
The Healthy Work Environment
How well are you addressing HWE?
Workplace Burnout
How to spot, fix, and prevent it
Telemedicine
A cure for the “Cadillac Tax” and employee health
Voluntary Insurance
A solution for employees at any stage in life
For many years now, the American Psychological Association’s (APA) Center for Organizational Excellence has recognized companies across the U.S. that embody the principals of a “Psychologically Healthy Workplace.” For years, I’ve been involved in cutting-edge research on the specific ingredients that make up such workplaces. All organizations should strive to embrace these characteristics, not simply because they are psychologically healthy for the employees, but because with healthy employees, absenteeism is less, morale is higher, and the quality of products is consistently higher.
For many employers and brokers, the Affordable Care Act can feel like a moving target. However, for small groups with fewer than 50 employees who are not mandated to provide health insurance, the options for small group health insurance are clearer.
It is well known that many households have no life insurance or are significantly under insured. Research indicates only 44% of U.S. households have any individual life insurance. About half of those that do have individual life insurance believe they are underinsured. Most large employers provide some amount of group term life insurance at no cost to employees. Some employers provide employees options to purchase additional group term voluntary employee-paid life insurance. Fortunately, both programs move the households closer to their life insurance needs. There are positive benefits from voluntary group life insurance plans. There are also benefits from offering voluntary individual life insurance plans that provide similar benefits with substantially less workplace disruption and lower administrative expenses.
Employee privacy can be a very common barrier to corporate wellness participation. Many employees worry their health data won’t be safe when collected at the workplace. They also might worry that their health data could end up in their employers’ hands.
More than ever, consumers demand choices and exert influence. Whether it’s seven coffee flavors, nine vehicle colors or 17 magazines about home decorating, there’s an expectation of individual preferences related to the choices in the modern marketplace.