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Topic: Employee contribution towards medical insurance
Messages (1) Visitors (632)
Denise Brock
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Employee contribution towards medical insurance
10-13-2015 / 3:10 pm #1
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This is the first renewal with moving to Healthcare Reform compliant medical plans. We are discussing our policy on how we calculate employee contributions toward medical premiums.
Currently we pay 75% of the employee premium and 50% of the dependent premiums, and we are averaging all like premiums together to get one figure for (1) employee only (2) employee & spouse (3) employee & child(ren) and (4) employee & family.
How many medical plans do you offer?
What % does your company pay towards employee premium?
What % does your company pay towards dependent premiums?
What calculation method is used to determine what the employee pays?(such as: employee pays % of their actual premium, some kind of average is used, etc.)
Your comments are much appreciated! The owners want to be fair to all employees, averaging tends to benefit older employees by keeping the contribution amounts lower, but then that means younger employees tend to pay more.
Modification count: 1
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