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This is an important case for Workers’ Comp insurance brokers to understand. To make a long story short, the plaintiffs sued after Bibinz, an uninsured and undocumented worker with a lengthy criminal record, drove his vehicle negligently while under ... More...

Without buy-in, nothing changes. If the group or person deemed change necessary, it would have happened already. So whatever state the status quo is in is the preferred state: no matter what you think is wrong, or how your wonderful solution would ma... More...

Recently I was part of an Ideation session in which an insurance company wanted web ideas to better serve their customers. Ideally, they’d end up with functionality that members would find helpful in their health care decisions, offer great customer... More...

Earlier this week, Lisa Wangsness of The Botson Globe reported on an unusual meeting on Sunday between President Obama and Senate Democrats. The President made a visit to Capitol Hill in an attempt to resolve disagreements that have arisen concerning... More...

A revealing article by Kathleen Koster posted on the EBN Benefits News website earlier this month discusses the issue of small businesses suffering as a result of the increasing costs of health insurance, as stated at the Senate committee hearing. ... More...

By: Tonya Draughon Director of National Business and Product Development Renaissance Life & Health Insurance Company of America (Renaissance America) National Association of Health Underwriters member Dental care should not be discretion... More...

What Human Resource Professionals Need To Know About Caring For Aging Smiles These truly are tough economic times. Every day, we hear more about companies that are cutting back on employer-paid benefits—in ways that reach deeper and farther than... More...

Ready for a Vacation? As the weather heats up, many employees have their eyes on a few days of relaxation. Whether spending time at home or taking a vacation abroad, time off packages continue to be a valuable asset to U.S. employees. The 2009 ... More...

Recently, Spring Consulting Group conducted a survey of captive insurance company owners and regulators to understand what best practice approaches were in use or contemplated for implementation over the next year. In the survey, 60% of organizations... More...

Prescription Solutions named #1 National PBM in Overall Member Satisfaction and #1 National Mail Order Pharmacy Two Years Running Irvine, Calif. - June 9, 2008 - Prescription Solutions, a UnitedHealth Group (NYSE: UNH) company and leading phar... More...

This 8th Circuit (Minnesota) case is a good reminder that employee termination can be in violation of ERISA if the employee can show that the termination occurred to prevent him or her from receiving health care insurance benefits. At issue was an e... More...

A Kaiser Family Foundation 2007 report found that 45 percent of companies with less than 10 employees offered health insurance, while 55 percent of firms with less than 200 employees, but more than 10, offered it. In the past, the numbers were as hig... More...

Excerpted from Mississippi Employment Law Letter and written by attorneys at the law firms of Watkins Ludlam Winter & Stennis, P.A. Congress has never come close to making it mandatory for employers to provide health insurance to employees. But y... More...

Insurance generally is one of those items that you buy but hope that you'll never need. Life insurance, however, can be a useful asset that can offer additional income potential along with tax benefits. It also generally pays a tax-free death benefit... More...

A thriving, successful company that skewed young with its demographics weighed the benefits of continuing with its traditional insurance plan, or devising a self-funded program that might better address the needs of its workforce in terms of cost a... More...

Adapted from Virginia Employment Law Letter, written by attorneys at the law firm LeClair Ryan An employee starts a fight on the job, gets injured, and files for workers' comp benefits. Outrageous, you say! But what if fighting is part of his jo... More...

When is intoxication a defense in MN workers´ compensation claims? Rarely, as demonstrated by a Workers´ Compensation Court of Appeals reversal of the Compensation Judge´s decision to deny benefits based on that defense. ... More...

In June 2004, Indonesia´s Ministry of Manpower and Transmigration announced a decree requiring all workers in Indonesia to join the state-owned social security program Jamsostek. Beginning April 26, 2004, enrollment in Jamsostek became compulso... More...

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Sprinkles v. Associated Indemnity Corp.

All Decisions Involve Change Management: an insurance case study

Solutions are meaningless without Buy-In

President Obama & Health Insurance

The Effects of Insurance Costs on Small Businesses

Dental Benefits Give Many Reasons To Smile

The Decline In Employer-Paid Benefits For Retirees

U.S. Insurance Organizations Offer Valuable Time Off

Captive Insurance Study Shows Major Growth Potential for Employee Benefits Captives

Prescription Solutions Earns Top Honors in 2008 WilsonRx Pharmacy Satisfaction Surveys

Interference With Health Benefits

An Affordable Health Insurance Option for Small- and Mid-sized Companies

So You Want to Have a Wellness Program?

Cash Value Accumulation With Life Insurance

Traditional Health Insurance v. Self-Funded Insurance

Sometimes Fighting is Part of the Job

Intoxication as a Defense in Workers' Compensation Claims

Indonesia: Changes in Social Security Requirements for Expats

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