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    ACCC Discusses the Importance of Credit Counseling to Overcome Burdensome Debt
    Press Releases
    National nonprofit, American Consumer Credit Counseling, shares why it

    BOSTON, MA (PRWEB) FEBRUARY 23, 2017

    Credit counseling (http://www.consumercredit.com/our-services/credit-
    counseling/) is a financial service designed to educate consumers
    about how to pay off their debts and potentially avoid debt in the
    future. This type of counseling may involve analysis of a consumer’s
    financial situation, evaluation of debt reduction strategies for
    managing and paying off debt, and personal finance education for
    proper money management. In order to understand if credit counseling
    is the best option for a consumer, national nonprofit American

    Consumer Credit Counseling explains what to expect from such
    counseling and how it can help.

    “People of all ages and income levels can struggle with debt. These
    consumers may benefit from credit counseling,” said Steve Trumble,
    President and CEO of American Consumer Credit Counseling, which is
    based in Newton, MA. “It is intended to help those consumers who are
    trying to pay off debt, repair their credit rating or learn how to
    manage their finances more effectively.”

    Credit counseling focuses on education and helping consumers find the
    best path to getting out of debt. Consumers that have a lot of
    unsecured credit card debt can turn to a reputed credit counseling
    agency such as American Consumer Credit Counseling to help make a plan
    to pay it off over time. Certified counselors will work with the
    consumer to review his or her options to deal with credit card debt,
    discuss the advantages and disadvantages of each alternative and help
    them create a budget that will allow them to pay down the debt each
    month. It is important that consumers carefully research potential
    counseling agencies to determine their approach – for example, whether

    they are nonprofit or for-profit – and to ensure that they find an
    organization that can help them achieve their financial goals.

    American Consumer Credit Counseling explains what a consumer can
    expect when contacting a certified credit counselor:

    1.    The certified credit counselor will first evaluate the
    consumer’s current financial situation.

    2.    The consumer will be provided with a detailed review of their
    income, assets and expenses.

    3.    The counselor will provide the consumer with personalized
    options based on their goals, which may include social service
    referrals, educational materials and resources and a Debt Management
    Plan.

    4.    If the Debt Management Plan (http://www.consumercredit.com/our-
    services/debt-management-program/what-is-a-debt-management-program/)
    is the consumer’s best option the certified credit counselor will
    provide them with the complete program and details.

    ACCC is a 501(c)3 organization that provides free credit counseling,
    bankruptcy counseling, and housing counseling to consumers nationwide
    in need of financial literacy education and money management. For more
    information, contact ACCC:

       For credit counseling, call 800-769-3571

       For bankruptcy counseling, call 866-826-6924

       For housing counseling, call 866-826-7180

       Or visit us online at http://www.ConsumerCredit.com

    About American Consumer Credit Counseling

    American Consumer Credit Counseling (ACCC) is a nonprofit credit
    counseling 501(c)(3) organization dedicated to empowering consumers to
    achieve financial management through credit counseling, debt
    management, bankruptcy counseling, housing counseling, student loan
    counseling and financial education concerning debt solutions. In order
    to help consumers reach their goal of debt relief, ACCC provides a
    range of free consumer personal finance resources on a variety of
    topics including budgeting, credit and debt management, student loan
    assistance, youth and money, homeownership, identity theft, senior
    living and retirement. Consumers can use ACCC’s worksheets, videos,
    calculators, and blog articles to make the best possible decisions
    regarding their financial future. ACCC holds an A+ rating with the
    Better Business Bureau and is a member of the National Foundation for
    Credit Counseling® (NFCC®). For more information or to access free
    financial education resources, log on to ConsumerCredit.com or visit
    http://www.consumercredit.com/financial-education.aspx



     
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