Qualified Beneficiary: The term refers to individuals who are covered under the employer’s group health plan the day before a COBRA qualifying event takes place. According to COBRA, a qualified beneficiary is the covered employee, covered spouse of the employee, covered dependent child of the employee or any child born to, or placed for adoption with, the covered employee during the period of continuation coverage, as long as the covered employee elects COBRA and if the child is enrolled on the plan.
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