In late summer, the Obama administration proposed new rules, effective March 1, 2012, that would require more information and a clearer summary of benefits by employers and health insurers. Indeed, the new rules provide a template for the summary of benefits and coverage and require the summary to include specific information on expenses covering common procedures, such as pregnancy, breast cancer and diabetes. Each explanation must cover the premium, the amount of the deductible, out-of-pocket costs of doctor visits, treatments and procedures. It is suggested that additional explanations of certain diseases and conditions may be required in the future. The new rules will also require a glossary of terms, such as "deductible" and "out-of-pocket expenses." This whole procedure may be very productive for employees of employers who provide multiple plans or alternatives. You should talk to your insurer to make sure that your summary will be in compliance.