In light of the recent global economic turmoil and uncertainty, it has become apparent, by way of several personal anecdotal examples of HR Managers/L & D Professionals, intimating that spending on Risk Management, OHS & Soft Skills programs will be curbed. It is precisely this point of view that can actually 'fan the flames' of indecisiveness and doubt at a time when the exact opposite is desperately needed. The prospect of investing in a work force which has the potential to drop off or even dwindle has many of these professionals second guessing their purchasing choices in terms of Training & Development Resources. The fact of the matter is that this Global Problem calls for even stronger measures to be put into place to ensure that Workplaces all over the world, can withstand these tough times. It is exactly this sort of climate which will determine what businesses will prosper and even flourish due to past and ongoing investment in the Training and Development of staff as well as the all important Risk Management measures that have been out into place. The investment in Human Capital and Comprehensive Retention & Risk Management Strategies will determine which businesses are more vulnerable to market & economic volatility. The all important areas of Workplace Bullying, Sexual Harassment, Discrimination and Internet & Email Liability Prevention and comprehensive training in these areas, will assist businesses in reducing their risk of Liability in these areas. The Duty of Care Workplace Training Programs on each of these subject matters have been designed to keep Businesses " Out of Court and not Out of Pocket. They have been written and produced by a Senior Business Law Specialist, Mr Philip Earle and are used by some of the largest Multi-National Corporations and Major Government Entities in the United Kingdom, Australia and New Zealand.